Digital Solution

The Camera Raw plug-in provides easy access within Photoshop to the raw image formats produced by many leading professional and midrange digital cameras.The "release candidate" label indicates that the plug-in is well tested but would benefit from additional community testing before it is distributed automatically to all of our customers. The Camera Raw team would like the community to help verify the quality of the plug-in through normal usage as this will ensure that the plug-in is tested on a diversity of hardware and software configurations not available internally at Adobe.
Adobe® Photoshop® Camera Raw 6.3 release candidate on Adobe Labs. The "release candidate" label indicates that this update is well tested but would benefit from additional community testing before it is distributed automatically to all of our customers. This release is composed of two components: the Camera Raw 6.3 plug-in and the DNG Converter 6.3.

Currently, banks do not only provide capital loans to companies but also individuals. There are malalui warranty and no. Contohlah state banks that are in the push for welfare for the society in Indonesia such as BRI, BNI and Mandiri. They also provide the opportunity for individuals to get credit.

So if you need capital to developing a business you are, it's good to start doing loan application through the Bank. Of course the stars do not guarantee every request you will be accepted. There are some conditions specified by the bank in providing venture capital.

Here star quotes from Sari Ayu Wulandari, Business Development Group Head of Small Business division of BNI, actually kind of business does not disputed. Even creative industries even as online marketing and IT development could really get a loan. Sure donk big banks such as BNI, BRI and independent need assurance that you can pay for it. So you should be able to convince the bank with a good business plan.

A good business plan by the bank could be as long-term planning studies and who the target market. Ayu bu firmly in Entrepreneurial Success Seminar.

Already ngertikan what is meant by the Star. So if you want to get a loan through a bank loan, yes you must provide a guarantee could return the debt along with the flowers.

This bro 5 criteria commonly used as Assessor big banks such as BNI, Mandiri and BRI:

1. Character: Well his name is also a character. so here the Bank wants to see your commitment, how the track record and how your management style.
2. Capital. : Well this is not a loan from the bank itself, but also your personal capital to spend on business development bro as well. Why? Because it is impossible all capital comes from banks. But not only that Hannya bro, the Bank also saw the composition of capital ownership (as investors also become members of the management etc.) and capital assets of which consist of two of tangible assets (land, buildings, machinery, stock, etc..) And intangible assets (brand , goodwill, good name, etc..)
3. Capacity: The Bank should also look at how the trend of sales results, comparison of costs and revenues, cost structure (fixed cost, variable cost), labor, production capacity, as hal2 that can provide guarantees to banks
4. Condition: if that is sort of similar industry conditions (whether the risk of small, medium, or high), licensing, competition situation (whether it was the market leader, market follower, niche market, or a single fighter) business prospects, and this is the most important: what or unique selling point (if easy to imitate, or difficult to imitate, and until when progress)
5. Collateral. Are there any guarantees, whether they are, intangible (personal guarantee, company guarantee, credit insurance, association or cooperative insurers, etc..) And tangible (cash, stock, equipment, vehicles, and that nature does not move, such as land and buildings)

Yup very true so Star suggest before you go to the bank, you must look to the five things above, but if you do not meet all of the above warranty. Not to worry, the Bank must also provide tolerance anyway you will borrow as an individual right?

For those who are interested in doing business capital loan to the bank. Proposals will be able to attract the interest of the bank, make proposals as detailed and realistic as possible, the following points wajin known.

1. Explanation of purpose of business development.
2. Target increase in sales and assets that are expected in detail.
3. The factors required for achieving the target.
4. Strengths, weaknesses, and opportunities that will arise in the development of the business.
5. Schedule and target completion time of the work plan.
6. Explanation of the parties associated with the development of the business.
7. . Plan the use of credit facilities, and repayment schedule.

Yup only 7 of the above to make the proposal a good business plan. And that you can do to make business loans to banks. All major banks such as BRI, BNI and Mandiri definitely be interested if they see the proposal as above. Of course there are other syarat2 that usually each bank has to determine such.

source : Female

ConvertXtoDVD supports the most popular formats, such Xvid, MOV, VOB, Mpeg, Mpeg4, MP4, AVI, WMV, DV and stream formats. It converts your files into a compliant DVD Video set of files and burns it on a DVD media.
The aspect ratio can be automatically selected or forced to a specific format. The program works for NTSC and PAL video formats and creates chapters automatically. Multiple audio tracks are supported. Version 2 uses a completely rewritten interface with subtitles support and a lot of new settings.
Features of ConvertXtoDVD 4.1.4 :

- Supported video formats: avi, divx, xvid, mov, mkv, flv , mpeg1, mpeg2, mpeg-, nsv, dvr-ms, tivo, ts, ifo, vob, asf, wmv, realmedia, rm, rmvb, ogm, existing files from digital camcorders, TV/Sat, capture cards, etc. No external codecs needed!- Supported audio formats: AC3, DTS, PCM, OGG, MP3, WMA and more...
- Able to create DVD menus with different templates available, possibility to add background video, image or audio, have chapter and audio/subtitle menus.- Conversion advisor wizard, control of the conversion speed vs. quality.
- Fast and quality encoder, typically less than 1 hour for converting 1 movie, and supports Multi-Core processors!
- Included burning engine with burn speed control choice of SAO or packet writing methods, supports all DVD formats
- Custom and or automatic chapter creation with markers and preview window
- Advanced file merging possibilities
- Handles subtitles files, internal and external: SRT, .SUB/IDX, .SSA with color and font selection, and supports tags like italic, bold, turn on/off with DVD player remote control
- Video output for video standard (NTSC, PAL), TV Screen (Widescreen 16:9, Fullscreen 4:3) and DVD Resolution (Full D1, Broadcast D1, Half D1, SIF), or choose automatic for all choices listed above. Also convert video from NTSC to PAL or PAL to NTSC- Video post processing settings like video resize-pad/cropping and de-interlacing options
- Multilingual support
- Works with 32 and 64bits edition of Windows XP, Vista, 7

Changes in ConvertXtoDVD 4.1.4.338 :
• Minor bugfixes:
- 0003745: [Feature Request] special setting for 12 core (wesson) - resolved.- 0001446: [Suggestion] Display "no menu" as first item (wesson) - resolved.
- 0003195: [Feature Request] Add DVD Options to log for No Menu template (wesson) - resolved.
- 0002373: [Suggestion] Move "No menu" entry to top of template drop-down list (wesson) - resolved.
- 0003801: [Information] hint is not longer suggesting the correct way to edit items in the treeview (wesson) - resolved.- 0003796: [Bug] some files cannot be merged (wesson) - resolved.


• Related downloads:
- WinAVI Video Converter: is the fastest video convert solution in the world.
- Advanced X Video Converter: easy-to-use and understand interface.
- Cucusoft Video Converter: is a powerful utility for video file converting.- CopyToDVD: is a new generation tool to backup your music, games, movies, video, photos and data files.
- WinAVI iPod/PSP/3GP/MP4 Video Converter: a software for MP4/3GP file conversion of portable video device such as iPod/PSP.
- 1Click DVD Copy Pro: is a fast, easy-to-use, full featured software for copying DVD movies onto DVD discs.
- CloneDVD: copies movies in unparalleled picture quality.
- Cucusoft iPod Video Converter : is a video converter software for Apple iPod Movie and iPod Video.

Many user suggested default settings are implemented. Vista Codec Package does not contain a media player. It does not associates filetypes. With this package installed you will be able to use any media player (limited only by the players capabilities) to play DVD's, movies and video clips of any format. Streaming video (real and quicktime) is supported in web browsers. Visit the homepage to get a 64bitAddon which enables xvid, divx and DVD playback in Vista's MediaCenter.
Codecs have always been a pain in the butt. Vista Codec Package takes from the best, all the big name creators, several small guys too. Then I track down the latest updates and test their functionality. Next I compile all this into a single pack. All possible conflicts are already dealt with. Many user suggested default settings are implemented.
Vista Codec Package does not contain a media player. It does not associates filetypes. With this package installed you will be able to use any media player (limited by the players capabilities) to play DVD's, movies and video clips such as quicktime, realmedia, avi, mpeg, Flv, swf, wmv, etc. Streaming video is supported in most web browsers. By default you shouldn't need to make any adjustments to enjoy your media content immediately.
Users have the ability to choose what is installed using the public redistributable and after an unattended install, you can select to remove specific portions without removing the entire package. Future releases will recognize previous releases and perform upgrade installations.

Changes in Vista Codec Package 5.8.3 :
- update gabests filters 2616
- update ffdshow 3597
• it is important to UNINSTALL your old version
Important Note :

- Vista Codec Package installer is bundled with "Bing Toolbar". However, you may continue the installation process without installing it.

• Related downloads:
- XP Codec Pack: is one of the most complete codec pack which helps you to play all major audio and video formats.
- X Codec Pack: tries to be a small but useful codec pack.
- Media Player Classic: looks just like Windows Media Player 6.4, but has many additional features.

FFDShow is a DirectShow decoding filter for decompressing DivX, XviD, H.264, FLV1, WMV, MPEG-1 and MPEG-2, MPEG-4 movies. It uses libavcodec from ffmpeg project for video decompression, postprocessing code from mplayer to enhance visual quality of low bitrate movies, and is based on original DirectShow filter from XviD, which is GPL'ed educational implementation of MPEG4 encoder.

Inevitably, a prolonged economic crisis that happened, it was felt difficult by almost all sectors of business activity. This condition is becoming increasingly difficult, if companies have to bear the risks that may occur on the assets supporting activities. Therefore, now is the right to transfer this risk to the insurance company as a guarantor risk. But choosing a car insurance is sometimes tricky.

You are looking for and confused in choosing car insurance?, Maybe a little tips below can be considered not forget I attach information / quote for car insurance can be the mother / father learned:

1. Quality:
Make sure the first insurance that will diipilih including insurance categories that have got prediket Best General Insurance, Indonesian Best Brand Award, Indonsian Customer Satisfaction Award. Because with this certification are clearly indicates that this insurance is reliable, trustworthy, and proven claim responsibility in serving customers.

2. Cost Own Risk (Own Risk):
Sometimes bulak and forth to the garage insurance is also something that makes lazy customers, let alone implement some insurance claim with the payment system OR (Own Risk) or the risk itself that the average is based 20$ per incident, per impact, and so of course it makes you burdened with having to spend a lot of claims to pay OR if often bulak insurance and forth to the garage that is not necessarily the result of a job shop in customer satisfaction because done by a mock workshop or non-authorized.

3. Claim Process:
As to the insurance claim process should be examined first, there are some car insurance which time the customer receives the claim should be straightforward once it is in fact this is must wait surveyornya ready lah, sometimes have to argue was the first time surveyed. Not yet at times it took several days just to wait for SPK (Work Order) issued by the insurance company for the repair shop could fix our car. Things like this sometimes customers feel ignored and a lot of time tebuang just to wait for a paper / letter. Leave a process like this is already old, you should select an insurance claim when an uncomplicated, quick less than 30 minutes SPK is in your hands so you stay menenetukan when to shop insurance.

4. Work:
Many insurance that applies some cheap rate, but what if the workshop is not qualified associates alias mock and not satisfying the customer. Sometimes paint your car look even striped Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services only because of the difference a few dollars only premium price

5. Spare Parts (Spare Parts):
Spare parts are an important part in your car, make sure the insurance guarantees that use original spare parts and warranty. Be careful with this insurance does not guarantee that fatal consequences.

6. Responsibilities of the Third Party (TJH / TPL) and PA (Personal Accident):
This feature should be observed carefully because the time of the incident hit the motorcycle accident samples sometimes - sometimes the 3rd party even more severe damage than us. Here the role of this feature dipelukan, you should select the insurance with the responsibility of third parties are large so you do not tebebebani extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Choose the insurance that is included with this feature.

7. Free Services 24 Hour Protection:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but the service is not satisfactory, not 24 hour service, no telephone service hard to contact even at times no one answered, sometimes Sometimes areas are also very limited protection at all times even just Jabotabek area only. Out of the Greater you can ketar-ketir if there is a problem with your car like a strike on a highway because a flat tire, need a crane, a key miss in the car, ran out of fuel, etc.. Leave these worries, select insurance with 24-hour alertness and wide area protection in Indonesia.

8. SRCC (Strike, Riot and Civil Commotion - Riots, Strikes and Riot & Flood):
Features of this insurance highly recommended that to ensure the risk due to the disruption of public order committed by a group of people, as well as measures authorities in action against such interference, whether related to the strike and the barring of work, and bear the civil unrest that political bemotif. Also the expansion of insurance cover loss caused by water overflowing out of the normal limit water rivers, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panel, mechanical, electrical and other damage on the vehicle bemotor insured. Select insurance which includes this feature.

9. Flexible In Payment:
Choose a car insurance premium payments flexible, can be made by cash, transfer, or credit card (Visa / Mastercard).

When you have to pay insurance premiums regularly and on time for years, but when you want to submit your insurance claim so complicated .. kok gini ya?
Whether it's health insurance claims, vehicle, death or other insurance actually have a different claim process.
Well it's good we first saw these vent along with powerful tips on how to do an insurance claim.

1. Thoroughly read the contents of your insurance policy
Not just read it, but you need to understand the contents of these policies. For example, what conditions are included in insurance coverage, certain diseases are not covered by insurance, how much money your coverage, what if you as the payer policies are not able to pay the insurance premiums next .. and so forth. Here the agent very important role to explain all of the contents of your insurance policy, when he was little objection to explain well ... you may be suspicious. Meningan check and re-check again

2. Ask exactly how the insurance claim procedures and document what should be included.
Of course, different documents are included for each type of insurance. Examples for such life insurance claims heirs must prepare a death certificate from neighborhood local, accident certificate from the police (if death occurs by accident), a certificate from the hospital (if death occurs in hospital, doctors signed a deal with the deceased) and a copy of the identity of heirs. Just asked to complete let no one left behind and make work wrote back and forth. Remember also the deadline for filing an insurance claim which vary some 3 days, 10 days or 90 days after the incident. Well if life insurance life insurance procedures, insurance adira also adapted to its provisions, and so forth.

3. Credibility Insurance Company
At least we also need to check the claims payment history for corporate customers is whether the current make-current customer or just. Age can also be considered whether the company less than five years or decades consistently been in the insurance field.

Panasonic has announced firmware is now available for download.
1. In advance to any lens firmware update, please make sure that your camera body firmware is latest. For any firmware updates on any other company's products, DMC-L1 and L10 camera body is required to be Ver.2.1 or later, otherwise the firmware can not be updated.
2. Please note that a Four Thirds lens is required to be attached on a lens accessory, in order to update any lens accessory firmware, such as Tele Converter. Any lens accessories can not be updated without attaching a Four Thirds lens on it.
3. Any Four Thirds lens accessories such as Tele Converter can not be updated on the Mount Adaptor(DMW-MA1) together with DMC-GF1/GH1/G1.